Didn't Musk want to create his own insurance company when other Teslas were super expensive to insure? Teslas are impossible to repair economically. And are written off with minor body damage. Or the repair takes so long that a replacement car price is too expensive.
GEICO recently informed a customer with a multi-car policy that they will not renew his Cybertruck policy as it does not meet their guidelines. As a result, many cyber truck owners question the impact this will have on their policies and whether other insurers will follow suit.
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