If the latest rumor is true, then at least one iPhone 13 has been completed already. Obviously, the hardware will go through a few changes until the final product will reach the market, but it looks like Apple has decided to drop the in-display Touch ID sensor — at least for now.
https://www.notebookcheck.net/New-iPhone-13-rumor-claims-there-is-no-in-display-Touch-ID-sensor.501542.0.html